This is a part of your insurance that may provide you with some money for your personal expenses if you need to stay in a hospital as an in-patient outside the UK due to a medical emergency covered by the policy.
Important information:
- This cover is only valid outside the UK.
- This cover applies after the first 24 hours of hospitalisation.
- This part of the insurance does not apply to treatment costs.
- Contact Zurich Assist if you need urgent assistance in the hospital.
- Always fill in the online claim form as soon as possible.
How much can I claim for hospital benefits?
You may receive £60 for each continuous 24-hour period you are in the hospital. The most you can claim in total is £600.
Does this benefit apply if I am hospitalised anywhere in the world?
No, the Hospital Benefit only applies if you are an in-patient outside the UK.
What kind of expenses can this benefit help with?
This benefit is intended to help with your personal expenses during your hospital stay, such as the cost of wireless internet or newspapers.
Is there a part of the claim I have to pay myself?
No, there is no excess applicable to claims under the Hospital Benefit cover.
Keep in mind
For medical emergencies, please call Zurich Assist for help. Then, always fill out the in-app or online claim form to submit a claim—even if you’re not sure whether it’s covered. That way, we can keep a clear record and take a closer look at your situation. Just remember to keep any relevant receipts or official documents, like a police report in case of theft, to help support your claim.