Yes, cruises are generally covered under your Monzo travel insurance, as long as it meets all other eligibility criteria for a covered trip worldwide.
Standard travel insurance benefits do apply to cruises (like medical coverage and trip cancellation), but your travel insurance is not specifically designed for them. That means certain cruise-specific situations are not covered, such as missed ports or cabin confinement.
Attention: Air-sea rescue costs is excluded.
You might consider purchasing additional insurance if you need coverage for cruise-specific situations.
Keep in mind
For medical emergencies, please call Zurich Assist for help. Then, always fill out the in-app or online claim form to submit a claim—even if you’re not sure whether it’s covered. That way, we can keep a clear record and take a closer look at your situation. Just remember to keep any relevant receipts or official documents, like a police report in case of theft, to help support your claim.